If you are moving from US (United States) to Canada and are trying to get Car Insurance in Ontario you are in for a big shock.

The premiums are much higher when compared to the U.S. For example, one of Canadababa’ regular subscriber was paying $300 per year in California for liability coverage and when he moved to Toronto, Ontario his premium charged was $1500 per year.

You will think that is five times higher, but here is the thing. He had all documentation to prove his driving history in the U.S which provided him with the $1500 discount rate.

So if you do not have such history, get ready for a higher Car Insurance rate.

Here are some tips to save money.

1. Bring your driving record history, if you are moving in from US or the UK, you can get your driving history from the Department of Motor Vehicles. The more the number of years the better it is.
2. Get history of your car Insurance. It should also be uninterrupted aka, you should have a continous coverage of car Insurance from the country you are moving in from. This record you can get it from your current Car Insurnace company. Some States and countries will provide this information from their Department of Motor Vehicles.
3. Get CAA club membership, this will significantly reduce your premiums with CAA.
4. Get additional discounts for Renters and Home Insurance when you go with the same company, for ex: if you get Renters and Car Insurance from CAA, they will give you additional discount.

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